Collect points the easy way with State

Simply register your Fly Buys number on any new or existing insurance policy by completing the online form at or phoning 0800 794 669. It’s that easy!

Points collection rate

You’ll get 1 Fly Buys Point for every $25 of premium paid with State. So the more policies you have with State, the more points you’ll collect. Plus, look out for bonus point offers from State throughout the year. 

Other reasons to love State

Sort your insurance out without picking up the phone

With State you can:

  • Get a quote and buy car, home and contents insurance online
  • Start a claim online for car, home and contents
  • Renew your car, home and contents policies online and save time
  • Take out any State Travel policy and earn Fly Buys points on your premiums
  • Take out any State Life policy and in addition to the Fly Buys points you'll earn on your premiums, you'll also get 50 Fly Buys bonus points!

State app

Access great customer offers, make a claim, pay your renewal or update your direct debit. Download the free State app from the App store or Google play.

Multi-policy discount

If you have a contents insurance policy, plus one other qualifying policy with State you can enjoy a multi-policy discount of up to 10%.

Years of insurance discount

If you have held your policy with State for more than a year you may qualify for a year of insurance discount.

Visit to find out more.

Terms and Conditions

  1. Premiums can be paid by cash, cheque, EFTPOS, Visa, Mastercard, or telephone banking.
  2. State accumulates each payment you make, and for every $25 of premium you pay you'll receive 1 Fly Buys point.
    This also applies if paying by instalments.
  3. A maximum of 500 standard Fly Buys points per year applies to business insurance policies.