Collection rate

Multiple collection rates


BNZ love helping their customers get ahead just as much as we love giving you Flybuys.

BNZ is the only bank that earns you Flybuys just for doing your banking! And if you have a credit card or a mortgage you can really crank up the rewards.

Earn Flybuys on all transactions when you use your BNZ Advantage Visa credit card. Plus, shop at one of our partners e.g. New World, Z, or Caltex to maximise your Flybuys earn potential!

For more information about any of BNZ's products, pop into your local BNZ store, visit or call on 0800 ASK BNZ (0800 275 269). To find your nearest BNZ store, check out the map below.

Where did all those Flybuys come from?

Where did all those Flybuys come from? Link your Flybuys to any new or existing BNZ Advantage Visa credit card, Flybuys home loan, life or PremierCare insurance you have with BNZ by phoning 0800 275 269. You’ll love how the Flybuys start to add up!

Credit cards*

BNZ Advantage Classic $40 spend on eligible purchases = 1 Flybuys

BNZ Advantage Visa Platinum $15 spend on eligible purchases = 1 Flybuys 

BNZ Advantage Visa Business $15 spend on eligible purchases = 1 Flybuys


BNZ love looking out for their customers so they have a great range of insurances including life insurance and PremierCare insurance.

$20 spend on premiums = 1 Flybuys

Home loans***

A mortgage can be one of your biggest outgoings – it can also be one of your biggest Flybuys earners! The number of Flybuys you earn is based on the size of your loan each month.

BNZ love to see you in your own home and we love to give you Flybuys so you can get great stuff to put in it.

Loan size less than $50,000 = 9 Flybuys earned per month = 108 Flybuys earned per year.

Loan size $50,000 - $149,999 = 34 Flybuys earned per month = 408 Flybuys earned per year.

Loan size $150,000 or more = 84 Flybuys earned per month = 1008 Flybuys earned per year


To collect Flybuys on these products, please call BNZ on 0800 ASK BNZ (0800 275 269) give them your Flybuys card number and watch the rewards pile up!


Terms and conditions

Flybuys terms and conditions apply. Flybuys collection and redemption rates are subject to change without notice. BNZ (and its related companies) do not guarantee the redemption of Flybuys or that Flybuys will continue to be offered for products or services provided by them.

* Not all credit cards can collect Flybuys. Credit card account fees, terms and lending criteria apply. Flybuys are not earned on cash advances, balance transfers, interest charges, bank fees, gambling, betting and lottery transactions, government charges and unauthorised transactions for which you are not liable.

**Insurance cover is subject to the terms, conditions and exclusions contained in the relevant policy wording. PremierCare Insurance is underwritten by IAG New Zealand Limited and is not an obligation of the distributor, BNZ. BNZ does not guarantee the obligations of IAG New Zealand Ltd. BNZ arranges PremierCare as an agent for IAG New Zealand Ltd and receives a commission on any policies arranged through it. Full details of cover, and a copy of your policy document, is available on request from the PremierCare Team on 0800 808 618. The availability of any insurance cover is subject to approval of a completed application. Terms, conditions, and exclusions do apply. Life insurance is underwritten by BNZ Life Insurance Limited ("BNZ Life"). LifeCare is not an obligation of BNZ. The obligations of BNZ Life are not guaranteed by its related companies, including National Australia Bank Limited and BNZ, or any other parties. BNZ arranges life insurance as an agent for BNZ Life and receives commission on any policies it arranges. Terms, conditions, and exclusions do apply.

*** Only with our Flybuys Home Loan. Our home loan lending criteria and (including min. equity requirements), terms and fees apply. Not available for business purposes.


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