more ways to travel with BNZ Advantage

Become a BNZ customer and you could earn even more points

Earn points with a BNZ Advantage Visa credit card and use them on a range of rewards, including travel.
Apply for a new BNZ Advantage Visa credit card and you could get: 
- 1,000 Fly Buys points with Advantage Visa Platinum when you spend $2,500 in the first three months.1
- 500 Fly Buys points with Advantage Visa Classic when you spend $1,500 in the first three months.1
Shopping with other Fly Buys partners? Pay with your BNZ Advantage card and swipe your Fly Buys card and you’ll collect points from BNZ and the Fly Buys partner you’re shopping with.
Points are earned on eligible purchases. Find out more here.


Get the rewards you want, faster.

Getting the most out of Fly Buys and BNZ

step 1.

Get two lots of points when you pay with your BNZ Advantage credit card, and swipe your Fly Buys card, at Fly Buys retailers.

step 2

Collect Fly Buys points on the outstanding balance of your BNZ Fly Buys earning home loanand insurance premiums.

step 3

If you are going overseas, visit a BNZ Branch to purchase your foreign exchange and get 10 points when you purchase NZ$500 or more of foreign currency cash.3

step 4

Turn your Fly Buys points into KiwiSaver savings.Every 108 Fly Buys points gets you $20 worth of BNZ KiwiSaver Scheme contributions.4

Find out more

Terms & Conditions

BNZ lending criteria, the relevant credit card terms and conditions and account fees apply. Rates and fees subject to change. 
Points are earned on eligible purchases, which exclude cash advances, balance transfers, interest charges, bank fees, gambling, betting and lottery transactions, and unauthorised transactions for which you are not liable.
Fly Buys terms and conditions apply.
Fly Buys collection and redemption rates are subject to change without notice. BNZ (and its related companies) do not guarantee the collection or redemption of Fly Buys points or that Fly Buys points will continue to be offered for products or services provided by them. It may take up to 16 days for your contributions to show in the member’s BNZ KiwiSaver Scheme account.  
1. BNZ Advantage Bonus Points Offer:
To be eligible for the Bonus points (defined below):
i) You must apply and be approved for a new BNZ Advantage Visa Platinum (“Platinum”) or BNZ Advantage Visa Classic (“Classic”). For the avoidance of doubt, the offer does not apply to BNZ Advantage Visa Business or if your current BNZ credit card account is switched to a Platinum or Classic credit card;
ii) Your card account must remain open, you must not switch to another credit card and you must comply with your card’s terms and conditions; and 
iii) Spend $2,500 (for Platinum card holders) or $1,500 (for Classic card holders) on Eligible Purchases with your new approved card in your first three monthly statements. If you meet the eligibility criteria above, you will receive one of the following within 30 days of receiving your third monthly statement (“Bonus Points”):
For Platinum card holders, 1000 Fly Buys points; or
For Classic card holders, 500 Fly Buys points.
You can only collect Fly Buys points and be awarded with the Bonus Rewards if you have chosen Fly Buys as your rewards programme.
BNZ reserves the right to change/withdraw the Bonus Reward Offer at any time.
2. All home loans are subject to BNZ lending criteria (including minimum equity requirements), terms and fees. Interest rates are subject to change. An establishment fee of up to $400 may apply for personal lending (the fee may be different for non-personal lending). Not for business purposes.
3.  A 1% fee (minimum of $10 per currency) applies when you purchase foreign cash. Rates subject to change without notice. 
4. BNZ Investment Services Limited, a wholly owned subsidiary of BNZ, is the Issuer and Manager of the BNZ KiwiSaver Scheme. A Product Disclosure Statement is available on or at BNZ branches.