Terms & Conditions
*BNZ lending criteria, the relevant credit card terms and conditions and account fees apply. Rates and fees subject to change.
**Flybuys are earned on eligible purchases, which exclude cash advances, balance transfers, interest charges, bank fees, gambling, betting or lottery transactions, unauthorised transactions for which you are not liable, transactions with securities brokers or dealers, transactions for cryptocurrency and contracts for difference.
**Flybuys terms and conditions apply. Flybuys earn rates are subject to change without notice. BNZ (and its related companies) do not guarantee the collection or redemption of Flybuys or that Flybuys will continue to be offered for products or services provided by them. It may take up to 16 days for your contributions to show in the member’s BNZ KiwiSaver Scheme account.
1. BNZ Investment Services Limited, a wholly owned subsidiary of BNZ, is the Issuer and Manager of the BNZ KiwiSaver Scheme. A Product Disclosure Statement is available on www.bnz.co.nz or at BNZ branches.
2. All home loans are subject to BNZ lending criteria (including minimum equity requirements), terms and fees. Interest rates are subject to change. An establishment fee of up to $400 may apply for personal lending (the fee may be different for non-personal lending). Not for business purposes.
3. Insurance cover is subject to the terms, conditions and exclusions contained in the relevant policy wording. PremierCare Insurance is underwritten by IAG New Zealand Limited. BNZ arranges the policy as an agent for IAG New Zealand Ltd and receives a commission on any policies arranged through it. BNZ does not guarantee the obligations of IAG New Zealand Ltd. Full details of cover, and a copy of your policy document, is available at bnz.co.nz/policy-documents or on request from the PremierCare Team on 0800 808 618. The availability of any insurance cover is subject to approval of a completed application. Terms, conditions and exclusions do apply. BNZ disclosure statements are available on request and free of charge from any BNZ branch or our website.
Flybuys are no longer offered on premiums for life policies as BNZ has sold BNZ Life to Partners Life Limited. For more information on the sale see BNZ Life sale. BNZ Life sale.