Terms & Conditions
BNZ lending criteria, the relevant credit card terms and conditions and account fees apply. Rates and fees subject to change.
Flybuys are earned on eligible purchases, which exclude cash advances, balance transfers, interest charges, bank fees, gambling, betting and lottery transactions, and unauthorised transactions for which you are not liable.
Flybuys terms and conditions apply. Flybuys collection and redemption rates are subject to change without notice. BNZ (and its related companies) do not guarantee the collection or redemption of Flybuys or that Flybuys will continue to be offered for products or services provided by them. It may take up to 16 days for your contributions to show in the member’s BNZ KiwiSaver Scheme account.
1. BNZ Advantage Bonus Flybuys Offer:
To be eligible for the Bonus Flybuys (defined below):
i) You must apply and be approved for a new BNZ Advantage Visa Platinum (“Platinum”) or BNZ Advantage Visa Classic (“Classic”). For the avoidance of doubt, the offer does not apply to BNZ Advantage Visa Business or if your current BNZ credit card account is switched to a Platinum or Classic credit card;
ii) Your card account must remain open, you must not switch to another credit card and you must comply with your card’s terms and conditions; and
iii) Spend $2,500 (for Platinum card holders) or $1,500 (for Classic card holders) on Eligible Purchases with your new approved card in your first three monthly statements. If you meet the eligibility criteria above, you will receive one of the following within 30 days of receiving your third monthly statement (“Bonus Flybuys”):
You can only collect Flybuys and be awarded with the Bonus Rewards if you have chosen Flybuys as your rewards programme.
BNZ reserves the right to change/withdraw the Bonus Reward Offer at any time.
2. All home loans are subject to BNZ lending criteria (including minimum equity requirements), terms and fees. Interest rates are subject to change. An establishment fee of up to $400 may apply for personal lending (the fee may be different for non-personal lending). Not for business purposes.
3. A 1% fee (minimum of $10 per currency) applies when you purchase foreign cash. Rates subject to change without notice.
4. BNZ Investment Services Limited, a wholly owned subsidiary of BNZ, is the Issuer and Manager of the BNZ KiwiSaver Scheme. A Product Disclosure Statement is available on www.bnz.co.nz or at BNZ branches.